Rates dropped today about a quarter point, and are the lowest we have seen in 4 months. But just because money is cheaper, it still isn't easy to get a loan.
This article best articulates what all of this means:
http://www.nytimes.com/2008/09/08/business/08consumer.html?_r=1&ei=5070&emc=eta1&oref=slogin
Monday, September 08, 2008
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